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TheJobKart brings you the complete details of the LIC HFL Apprentice Online Form 2026. LIC Housing Finance Limited has opened applications for 232 Apprentice posts under its Apprenticeship Program-010, and this is a useful opening for fresh graduates who want a year of paid, structured training in housing finance.

This is not a regular permanent job advertisement. It is a 12-month apprenticeship, so the focus is on learning how a housing finance company works, gaining office experience, and building a stronger CV for future finance and banking roles. The application window is short, and the last date to apply is 1 November 2026, so candidates who are interested should not leave the form for the final day.

Table of Contents

• LIC HFL Apprentice Recruitment 2026 at a Glance
• Vacancy Details
• State-wise Vacancy Details
• Who Can Apply? Eligibility Criteria
• Stipend and Benefits
• Important Dates
• Application Fee
• Selection Process and Exam Pattern
• How to Apply Online: Step-by-Step
• Documents to Keep Ready
• About LIC Housing Finance Limited
• Why This Recruitment Stands Out
• Frequently Asked Questions
• Important Links
• Disclaimer

LIC HFL Apprentice Recruitment 2026 at a Glance

The apprenticeship is carried out in collaboration with the BFSI Sector Skill Council of India under the National Apprenticeship Training Scheme (NATS). That is why registration on the NATS portal is a compulsory first step, and it is not enough on its own: candidates must also complete the further application and fee formalities communicated through BFSI SSC.

Vacancy Details

There is a single post in this recruitment, but the openings are spread across the country rather than concentrated in one city.

Major posting cities named in the recruitment summaries include Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune and Surat, along with other LIC HFL offices. The exact branch or office allotment will depend on the vacancy position and the selection process, so candidates should check the official notification for the city-wise position before choosing their preference.

State-wise Vacancy Details

The state-wise distribution reported for this programme adds up to the total of 232 posts. Candidates should treat this table as a guide and confirm the final state and city allocation in the official notification, because branch-level seats can change.

Tamil Nadu, Maharashtra and Karnataka together account for a large share of the seats, which is worth noting if you are flexible about location. At the same time, smaller states have only one seat each, so competition there can be sharper even though the total number looks small.

Who Can Apply? Eligibility Criteria

Educational qualification

You need a graduation degree in any stream from a recognised university or institute. The degree should have been completed on or before 1 October 2026, and, as stated in the recruitment details, it should not have been completed before 1 October 2001.

There is no restriction to a particular subject, which makes this apprenticeship open to arts, commerce, science and other graduates alike. What matters is that the degree is complete by the cut-off date and that you can produce the certificate during document verification.

Age limit

• Minimum age: 20 years
• Maximum age: 25 years
• Age counted as on: 1 October 2026

Age relaxation, if any, will be as per the applicable recruitment rules. Because the age window is narrow, candidates should check the relaxation provisions in the official notification rather than assuming they apply.

Other important conditions

• You must not have an active, terminated or completed apprenticeship contract with any other organisation. Candidates who have already completed an apprenticeship are not eligible for this programme.
• Registration on the NATS portal is compulsory.
• Apprentices are trainees, not employees of LIC HFL, and the company is not obligated to offer permanent employment after the training period. This point should be clear before you apply, so that expectations about the outcome are realistic.
• You must meet the other conditions given in the official advertisement, including the documents and declarations required at the time of application.

Stipend and Benefits

Apprentices receive a fixed monthly stipend, and the amount depends on whether the posting city is treated as a metro city.

Metro cities named for this programme include Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune and Surat. All other posting locations fall under the lower stipend slab.

This is a stipend for training, not a salary scale with increments in the usual government pay-matrix sense. The main benefit is the training itself: exposure to housing finance operations, customer handling, documentation and branch work, plus a certificate and experience that can help in later banking and finance applications. Placement assistance through BFSI SSC has also been reported for this programme, but candidates should check the official notification for what assistance, if any, is actually promised.

Important Dates

The gap between the last date and the examination is very short — only six days — so candidates should prepare for the entrance test while the application window is still open, rather than waiting until after they submit the form.

Application Fee

The examination fee is paid online, and the amount depends on category. GST is charged in addition to the fee shown below, and the exact GST amount should be checked at the payment stage in the official portal.

The fee must be paid by 1 November 2026, the same date as the last date to apply. An application without the completed fee payment should be treated as incomplete, so keep the payment receipt safe until the process is over.

Selection Process and Exam Pattern

Selection is done in three stages:

1. Online entrance examination: A remote-proctored online test conducted by BFSI SSC.
2. Document verification: Checking of original certificates, age proof, qualification and other eligibility documents.
3. Personal interview: The final stage for candidates shortlisted after document verification.

Exam pattern, as reported

The entrance test is reported to have 100 questions for 100 marks, to be completed in 60 minutes, in English and Hindi, except for the General English section, which is in English only. The four sections, each with 25 questions and 25 marks, are:

• General / Financial Awareness
• General English
• Reasoning Ability and Computer Aptitude
• Quantitative Aptitude

The test is remote-proctored, which means candidates take it from home on a camera-enabled phone, tablet or computer. Topics reported for preparation include basic banking, investment, insurance, quantitative aptitude, reasoning, digital and computer literacy, and English, along with general and financial awareness, including current affairs, banking, insurance, housing finance and key financial institutions.

Candidates should confirm the final exam pattern, including any negative marking, in the official notification before preparing, because negative marking was not clearly confirmed in the secondary sources checked for this post.

How to Apply Online: Step-by-Step

1. Visit the official NATS portal, nats.education.gov.in, and the LIC HFL website, lichousing.com, and read the Apprenticeship Program-010 notification in full.
2. If you are new to NATS, register as a student on the NATS portal and note down your enrolment ID carefully.
3. Log in to the NATS portal and apply for the LIC HFL Apprenticeship Program-010.
4. Complete the further detailed application form communicated through BFSI SSC, as instructed after your NATS application.
5. Fill in your personal details, educational details, category and posting preference carefully, making sure they match your certificates.
6. Upload your photograph, signature and other required documents in the prescribed format and size.
7. Pay the examination fee online for your category, by 1 November 2026.
8. Review the complete form once before submitting, especially your name, date of birth, degree details and category.
9. Submit the form and download or print the confirmation page for your records.

Because this process has two parts — NATS registration and the BFSI SSC application and fee — candidates should not stop after the first step. Both parts must be completed before the last date.

Documents to Keep Ready

• Graduation degree certificate and marksheets
• Valid photo identity proof
• Recent passport-size photograph and scanned signature
• Category certificate, if you are claiming a fee concession or relaxation
• PwD certificate, if applicable
• NATS enrolment details
• Any other document required by the official notification for document verification

Original documents will be checked at the document verification stage, so the details you enter in the form should match them exactly.

About LIC Housing Finance Limited

LIC Housing Finance Limited is a housing finance company in India, associated with the Life Insurance Corporation of India group. It provides home loans and related housing finance services through its branches and offices across the country.

For an apprentice, the work is likely to involve branch-level support: handling customer queries, assisting with loan documentation, maintaining records and learning the day-to-day processes of a finance office. That kind of exposure is particularly useful for graduates who want to move into banking, housing finance, insurance or other financial services roles later.

Why This Recruitment Stands Out

Many graduate apprenticeships are limited to a single city or a small number of seats. This programme offers 232 seats across 25 states and Union Territories, with a clear stipend structure and a defined 12-month training period.

It is also open to graduates from any stream, which widens the pool considerably. The trade-off is the short application window and the quick examination date, so candidates need to act promptly and prepare for a general aptitude-style test rather than a subject-specific paper.

At the same time, candidates should go in with clear eyes: this is training, not a promise of a permanent job. Its value lies in the experience, the stipend during training, and the advantage that a year inside a housing finance company can give in future job applications.

Frequently Asked Questions

What is the last date to apply for LIC HFL Apprentice Recruitment 2026?

The last date is 1 November 2026. Both the application and the examination fee payment must be completed by that date.

How many vacancies are there?

There are 232 Apprentice vacancies under LIC HFL Apprenticeship Program-010.

What qualification is needed?

A graduation degree in any stream from a recognised university or institute, completed on or before 1 October 2026.

What is the age limit?

Candidates should be between 20 and 25 years as on 1 October 2026, with relaxation, if any, as per the applicable rules.

What is the stipend?

Rs. 16,650 per month in metro cities and Rs. 14,150 per month in other cities.

What is the application fee?

Rs. 800 + GST for General / EWS / OBC (Male), Rs. 600 + GST for General / EWS / OBC (Female / Transgender), and Rs. 200 + GST for SC / ST / PwD candidates.

How are candidates selected?

Through an online entrance examination, followed by document verification and a personal interview.

Is this a permanent job?

No. This is a 12-month apprenticeship. Apprentices are trainees, not employees, and permanent employment after training is not guaranteed.

Where do I apply?

Through the NATS portal, nats.education.gov.in, for LIC HFL Apprenticeship Program-010, and by completing the further BFSI SSC application and fee formalities. The official LIC HFL website is lichousing.com.

Important Links

• Official LIC HFL website: lichousing.com
• NATS portal (apply online): nats.education.gov.in
• Programme: LIC HFL Apprenticeship Program-010

Disclaimer

This post is written to help candidates understand the recruitment in simple language. It is not a substitute for the official notification. Vacancies, dates, fee, eligibility, stipend and selection details are subject to change by LIC Housing Finance Limited and BFSI SSC, and candidates should verify every detail in the official Apprenticeship Program-010 notification before applying. Follow TheJobKart for the latest government and private jobs in India.